If you’re looking for a way to pay for school, make college happen with the Smart Option Student Loan. Education is a huge investment that provides the skills and knowledge for success. Yet with rising tuition and living costs, paying for college can be out of reach. Boost your college fund to meet tuition costs, and comfortably pay for room and board or other school expenses such as books, computers, and meals.
It’s a smart choice because you can
Pay now or pay later
Choose from multiple repayment options, including no payments while in school.1
Receive a competitive interest rate1
Fixed and variable interest rates available.
Get the money you need
Borrow up to 100% of the school-certified cost of attendance.2
Applying is easy – it only takes about 15 minutes. To find out more or apply, visit us online.
Borrow responsibly.
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.