Rule of 4 for kids. It’s pretty simple and easy to remember:
- Buy something they want
- Something they need
- Something they’ll wear, and
- Something they’ll read
Give the gift of thrift. Visit your local thrift store or Goodwill to purchase high-quality clothing and brand name accessories for a fraction of the price at a traditional retail store.
Buying second-hand doesn’t just save you a ton of money, it prevents waste and lessens the number of things piling up in landfills.
Host a gift exchange. A gift exchange is a good way to ease out of buying so many holidays gifts, especially if you have a rather large list of those to buy for.
Gift exchanges are great for families (large or small), friends, and coworkers. Draw names out of a hat and only give a present to the person whose name you drew. Setting a spending limit is also helpful.
Give a handmade gift. There a lot of different ways to make holiday gifts, and many of them don’t take much time. Pinterest is your friend for handmade gift ideas.
Use the best card in your wallet. Earn 1 point for every $1 dollar you spend with the Advantage Financial Platinum Visa® Credit Card.
Plus, for a limited time only, earn 5,000 bonus points after you spend at least $2,000 on purchases in the first 60 days of account opening. Offer not valid for existing cardholders of the Advantage Financial FCU Platinum Card.
